At Thompson’s we would like to reassure all our clients that as far as possible we are operating as normal. The health and safety of our staff and clients is our primary concern during this outbreak and as such we are reviewing the situation on a regular basis and will be adapting our working practices following government guidelines. However, we have had to make some minor changes to how we are doing things.

Following Government guidelines, we have temporarily closed all of our offices and our staff are now all working from home using secure technologies to ensure they are able to continue to progress with existing and new cases as normal. All face to face meetings have been cancelled, however we are continuing to hold these meetings via phone and video calls. All the team are contactable on their direct dial numbers and email should you need to speak with your solicitor, please do not hesitate to talk to us about anything during this time.

We know these are uncertain and unsettling times for many of our clients, and the wider population, and things might look a little different for the foreseeable future. But our focus remains on our dedication, knowledge and strength that we provide to all our clients. We will continue to provide updates over the coming days and weeks in accordance with official guidelines and to keep everyone informed of the situation.

As always, for any concerns, advice and updates on your case; Talk to Thompsons.

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Uninsured Drivers

Thompsons Solicitors Scotland
Thompsons Solicitors Scotland

It is illegal to drive a vehicle in the UK without being properly insured. If you are caught driving while uninsured you face a fixed penalty of £300 and the police can impose six penalty points on your licence.

If the case ends up in court you could be fined up to £5,000 and be banned from driving.

Despite this, many people knowingly drive without proper insurance and this can create serious problems for the rest of us we are involved in a road accident caused by someone without proper cover. This is because insurance covers the financial consequences of injuring someone in an accident. Without it, the injured person can't make a claim against the driver's insurer and this could mean they would be likely to get no compensation at all.

This is one of the reasons why, in 1946, the Government set up a special fund called the Motor Insurers' Bureau (MIB). The MIB is funded by all the motor insurance companies in the UK, and pays compensation to the victims of road traffic accidents caused by uninsured or untraceable drivers.

This means that if you have been injured in an accident caused by an uninsured driver you will still be able to claim compensation for your pain, suffering and financial losses. The procedures involved are slightly different to those involved in most compensation claim processes against insurers, but our accident claim solicitors can explain these to you if you decide to make a claim.

MIB statistics

Drivers who take to the road without appropriate insurance and/or a valid driving license present a clear risk to other road users.

According to the Motor Insurers' Bureau, 'uninsured and untraced drivers' are responsible for 130 road deaths and 26,500 car crash injuries every year in the UK. This is calculated to cost more than £400 million.

And, although the MIB is there to provide law-abiding road users with a safety net for the harm caused by uninsured drivers, the impact is still felt by all.

Claim with Scotland's leading firm

If you have sustained injury in a road accident that has been caused by another party, whether insured or uninsured, Thompsons can help you secure compensation for your pain, suffering, lost earnings and expenses. Call us on 0800 0891331 to see how much you could claim.

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