Whiplash compensation amounts

The amount of whiplash compensation you are likely to receive will be dependent on a number of factors. The Judicial Studies Board provides guidelines to personal injury solicitors, courts and insurers for specific injuries, but the amount of award will also be affected by actual losses (e.g. loss of income) following an injury.

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Factors affecting the amount of damages include:

  • liability (whether you were adjudged to be in any way at fault)
  • health and lifestyle prior to and following the incident (if the injury stops you from carrying out an activity you used to do prior to the accident, you may be compensated)
  • length of time to full recovery
  • pain and suffering
  • psychiatric effects following the accident

What is the average payout for whiplash injury?

Average payouts for whiplash vary depending on the severity of injury. Minor whiplash is payable with sums of between several hundred pounds and up to £1,860. More serious whiplash injuries can receive in excess of £10,000. Every whiplash claim is different so it is not always helpful to think in terms of averages.

How much do you get for whiplash injury

The amount of money you get for whiplash depends on the severity of your injury and whether you might be deemed partially liable for your injury. Milder injuries typically receive £2,000 £3,000 compensation and more severe injuries as much as £30,000.

Soft tissue damage – whiplash injury

The national guidelines regarding compensation for soft tissue damage are as follows:

  • Minor neck injury (iii) – where full recovery occurs within three months – compensation amount: a few hundred pounds up to £1,860
  • Minor neck injury(ii) – where full recovery occurs between three months and a year – compensation amount: from £1,860 up to £3,300
  • Minor neck injury(I) – where full recovery occurs between a period of approximately one to two years – compensation amount: around £3,300 up to £6,000
  • Moderate neck injury (iii) – where soft tissue injuries have healed within several months/years, but the injury remains vulnerable to further trauma and the healing has been protracted. Exacerbation of previous injury over a shorter length of time typically less than five years – compensation amount: around £6,000 to £10,450
  • Moderate neck injury (ii) – where soft tissue damage or wrenching-type injuries have occurred; also disc lesions causing cervical spondylosis, limitation of movement, pain and stiffness. Also exacerbation of previous injury (as before) – compensation amount: around 10,450 to £19,000
  • Moderate neck injury (I) – where fractures and dislocations within the neck and cervical spine result in immediate symptoms which may require treatment such as spinal fusion. Includes soft tissue damage which permanently limits function or renders the patient vulnerable to further trauma – compensation amount: around £19,000 to £29,250

If you have suffered severe neck/spinal injury, or additional injuries, such as chest and back damage or broken bones, each of these injuries will be assessed using specific guidelines. However, further injuries will generally mean greater compensation amounts, particularly if pain and suffering continues after any soft tissue damage has healed.

To chat with an advisor or to fill in an online claim form, please use the green buttons located at the bottom right-hand side of this page and our expert compensation lawyers will help get your whiplash injury claim started.

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