Car crash compensation pertains to the amount of money you may receive as payment for being injured in a car accident. This compensation can be paid to you through the insurance coverage of the other driver. In the case that the other driver is not insured, you may be able to make a claim for compensation with the Motor Insurer’s Bureau, your lawyer will discuss this with you.
What You Need to Know
In pursuing your claim for car crash compensation, there are certain factors that you have to take into consideration. First, you should not sign into anything in relation to your accident without legal advice from a personal injury lawyer. It is very common for insurance companies to put pressure on claimants so that they will not have to pay the necessary amount, but rather only what they want to pay.
It is important for you to understand that the other side may try to get you to accept an offer of compensation that is significantly lower than what your claim is worth, if you accept this offer your case will be closed and the compensation you will get is the final amount. This means that no matter how serious your injury will be in the future, you have obliterated your right to ask for more compensation or for additional treatments to be paid by the insurance company.
The best thing for you to do is to get legal advice and representation, you will need a specialist lawyer to assess your claim and ensure all expenses and treatments will be covered in the final offer of compensation from the insurance company. Keep in mind that accepting an offer in full and final settlement of your claim means releasing the insurance company from any other obligation to you.
Having a lawyer by your side is important because you need someone to correspond with the insurance company. Before making a claim, you have to discuss all the details of the accident with your lawyer. It has to be established that you suffered an injury through the negligence of someone else. The insurance company will do their own investigation with regards to the accident and may have questions for you to answer.
What You Should Do
Before going any further, it is vital that you know the legalities involved in car accidents. This is when you inquire about the time limits involved in making a claim for compensation. In the UK there is a time limit of three years in which a claim for compensation must be made, if legal proceedings are not intimated within three years of the date of accident, your case will be time-barred. However, there are different time limits for children and patients being treated under the Mental health Act 1983, you should speak with your lawyer with regards to the time limits for making a personal injury claim for compensation. For further information on making a claim click here.