It was reported on the BBC that women who have paid for faulty PIP breast implants using a Lloyds TSB credit card will receive “full, proper compensation”.
In December 2011 the French Government recommended that all women with implants manufactured by the French company Poly Implant Prosthesis (PIP) should have them removed. The move came after the French medical device regulatory authority the AFSSAPS identified a high rupture rate of 5 per cent.
The UK Government said that those who have received the implants on the NHS could have them removed on the NHS and some private clinics have also offered to remove and replace the potentially dangerous implants. However many women have been left out of pocket as the NHS will not pay for new implants to replace the faulty ones which had already been paid for.
Lawyers representing some 600 PIP victims have stated that they have reached an agreement with Lloyds TSB but are still negotiating settlement with 23 other card insurers. Although many of the women have had to go through a lot of pain and worry as a result of the implant scandal; this is clearly a step in the right direction.
Paying for goods or services by credit card is now a major part of daily life, with many people preferring this method of payment to using cash or cheques. An advantage of using a credit card is that, under section 75 of the Consumer Credit Act 1974, customers who have a claim against a supplier for breach of contract or misrepresentation will generally have an equal claim against the card issuer.
Therefore if you paid for faulty PIP implants using your credit card you may be covered for a refund and personal injury compensation.
If you’re a victim of PIP breast implants or are concerned that you may be affected, contact our no win no fee compensation experts for free legal advice or to make a claim on 0800 089 1331 or make a claim online now.