At Thompson’s we would like to reassure all our clients that as far as possible we are operating as normal. The health and safety of our staff and clients is our primary concern during this outbreak and as such we are reviewing the situation on a regular basis and will be adapting our working practices following government guidelines. However, we have had to make some minor changes to how we are doing things.

Following Government guidelines, we have temporarily closed all of our offices and our staff are now all working from home using secure technologies to ensure they are able to continue to progress with existing and new cases as normal. All face to face meetings have been cancelled, however we are continuing to hold these meetings via phone and video calls. All the team are contactable on their direct dial numbers and email should you need to speak with your solicitor, please do not hesitate to talk to us about anything during this time.

We know these are uncertain and unsettling times for many of our clients, and the wider population, and things might look a little different for the foreseeable future. But our focus remains on our dedication, knowledge and strength that we provide to all our clients. We will continue to provide updates over the coming days and weeks in accordance with official guidelines and to keep everyone informed of the situation.

As always, for any concerns, advice and updates on your case; Talk to Thompsons.

Click Here to Visit our Covid 19 Information Hub

Click Here to Read More About Covid 19 & Thompsons

Thompsons Solicitors Scotland
Thompsons Solicitors Scotland

Existing disease prevents insurance payout in road traffic accident case

Where there is an existing disease at the time of the road traffic accident, the insurer does not need to pay out under an accident insurance policy, a recent Court of Session case has held.

Mr McCann died aged 77 from pneumonia, which he developed as a result of injuries from a road traffic accident.  His executors raised an action for compensation from Mr McCann’s insurance company, with whom Mr McCann had an accident insurance policy.

However, the court heard that at the time of the road traffic accident, Mr McCann had several health problems, including a heart condition. These underlying health problems meant Mr McCann had a life expectancy of 2-3 years and also made him vulnerable to developing pneumonia from chest injuries which were otherwise not life-threatening.

The court held that the insurers were not required to pay Mr McCann’s executors under the accident insurance policy. As there was an existing disease at the time of the road traffic accident, and the combination of both the disease and the accident resulted in death or injury, then the accident could not be considered as the sole cause. This meant that the accident insurance policy did not cover the injury which lead to Mr McCann’s death, because the injury was not the sole cause of death – the existing disease was also a contributing factor.

If you have been involved in an accident, even if you are unsure if you have a valid claim for compensation, contact our expert No Win No Fee compensation lawyers on 0800 0891331 and we will assess you claim and advise you on the first steps to receiving compensation.

Claim Now