Dangers of accepting compensation offer from Insurance Company

There are a number of dangers in accepting an offer of compensation for injuries and losses sustained from an insurance company directly without seeking the advice of a qualified accident compensation solicitor.

An offer of compensation made by an insurance company directly may be significantly lower than that which an accident compensation solicitor would be able to negotiate or a Scottish Court would award in the same circumstances. The offer may not include compensation for all losses sustained including compensation for inconvenience, property damage, financial losses and services provided by family members to name but a few.

If you took time off work as a result of the injuries you sustained in an accident that was not your employers fault, your employers may be entitled to claim compensation for the sick pay they paid to you from the insurers of the persons at fault. If you do not give your employers a chance to claim back sick pay before accepting an offer of compensation from an insurance company in full and final settlement you may become directly responsible for repaying the sick pay.

Some insurance companies will put forward low offers soon after accidents to try and minimise the amount of compensation they have to pay. Early offers made by insurance companies are often accepted on a full and final basis, which means you cannot go back to the insurers or a court for more money at a later stage should your injuries cause you more suffering than you expect. 

If you have been involved in a car crash and sustained whiplash injury you may not be able to tell without a medical experts advice whether your symptoms are going to last a week, a month, a year or more. Without specialist advice you may accept an offer of compensation for an injury which is much less severe than that which you have suffered.

If you have been involved in a car accident, an accident at work or any other accident in the last 3 years that wasn’t your fault make sure you receive the maximum amount of compensation you deserve.  Don’t let an insurance company rush you in to accepting a low offer. Call our specialist accident compensation solicitors for free on 0800 0891331 or complete the compensation claim form below and we will assist you on a No Win No Fee basis which means there will be NO cost to you.

Compensation Claim Form